Sam’s Insights

For Kentucky drivers, understanding their rights regarding auto insurance can save them significant money and frustration, especially after an accident that wasn’t their fault. Kentucky’s little-known but powerful consumer protection law specifically addresses when insurance companies cannot raise premiums following an accident. Kentucky’s Legal Protection for Not-At-Fault Drivers Kentucky Revised Statute (KRS) 304.20-045 provides…

  Unfair Claims & Settlement Practices Kentucky provides for insurance bad faith claims under common law and statutes. It is one of the few states that allows first—and third-party bad faith claims. Simply put, you can bring a bad faith claim against your insurance company and against a defendant who may be responsible for…

Bad faith insurance claims can be filed when an insurance company is negligent in handling or compensating you. Find out more today!

After a car accident, your first step to compensation often begins with an insurance claim. Many people expect that this process will lead to swift and fair compensation, but the reality is that insurance claims can take a long time to process. In some cases, insurance companies may employ various strategies to delay paying valid…