Lexington Car Accident Lawyers

Our Lexington Car Accident Team

A car accident can change your life in seconds. Doctor visits, medical bills, missed work, a car in the shop, and calls from more than one insurance company arrive while you are still in pain. Lexington car accident attorneys are hired to handle those problems.

You don’t have to do this alone. When an accident turns your life upside down, we’re here to pick you up. Insurance companies will try to minimize your pain. We don’t let that happen. Our Lexington personal injury attorneys are led by Jon Hollan, Managing Partner, and every case gets a dedicated three-person team: a top-rated attorney, an experienced case manager, and a skilled legal assistant. With our Bigger Share Guarantee®, you always get more. You pay $0 out-of-pocket forever, and most cases qualify in under 10 minutes through a free case review.

Our Kentucky car accident lawyers handle cases statewide. An accident with a tractor-trailer or other commercial truck goes to our Lexington truck accident lawyer team, because those cases add federal carrier records.

Insurance Adjuster Tactics

After an accident, insurance companies are about protecting their bottom line. We’re about protecting you. The other driver’s adjuster may ask you for a recorded statement, a signed medical authorization, and a quick settlement before your treatment is finished.

An injury settlement release is permanent. Once signed, the case is closed forever. Insurance companies may push for an early settlement before the full cost of medical care is known. Once a release is signed, there are no do-overs.

When we represent you, every insurer is notified, and those requests go to your legal team instead of to you. That includes the recorded statement, where the questions are built to lower your payout.

Fayette County Accident Numbers

Northeast New Circle Road has the highest number of fatal and serious injury accidents of any corridor in Lexington, and more than 40,000 vehicles a day use that section of New Circle. An estimated 27 fatal accidents happened in and around it from 2017 to 2021, while 168 people were killed in motor vehicle accidents across Lexington-Fayette County.

Northeast New Circle Road is a signalized, four-lane principal arterial with long spacing between signals and crosswalks and direct driveway access to frontage roads. On a corridor like that, the evidence of an accident at a signal or a driveway is the signal timing, each car’s turning movement, and any video that recorded it.

Kentucky counted 12,188 accidents in Fayette County in 2024. Of those, 1,745 injured someone and 34 were fatal, with 2,423 people injured and 37 killed. The county also had 393 alcohol-related accidents and 77 accidents with a driver under the influence of drugs.

Traffic Camera Footage

Sam Aguiar Injury Lawyers has direct access to DOT and TRIMARC traffic camera archives that reach back six months. In Fayette County, the Kentucky Transportation Cabinet’s traffic cameras sit along I-75, from the Clays Ferry Bridge north through both splits with I-64, at interchanges including Newtown Pike, Paris Pike, Winchester Road, and Athens-Boonesboro Road.

We find a recording by searching the DOT camera database for the time and camera that match the accident. After six months, the archive no longer holds it.

Who Pays Medical Bills After a Lexington Car Accident?

The insurance on the vehicle you were in pays first, through personal injury protection (“PIP”). Under KRS 304.39-050, PIP comes from the policy on the vehicle you occupied, or from the policy on the vehicle that struck you if you were walking, and KRS 304.39-020 caps those benefits at $10,000 per person for one accident.

If that insurer does not pay within 30 days after receiving documentation of the loss, KRS 304.39-050 lets you collect under another policy that covers you. Medical bills beyond the $10,000 in PIP benefits become part of your case against the at-fault driver’s liability insurance.

Coverage Sources

Kentucky’s minimum liability coverage is $25,000 per person and $50,000 per accident for injuries, plus $25,000 for property damage, under KRS 304.39-110. A serious injury can cost more than a $25,000 policy pays, so the case also looks at your own coverage.

Under KRS 304.20-020, a Kentucky auto policy includes uninsured motorist coverage unless the named insured rejected it in writing. It pays when the at-fault driver has no insurance.

Underinsured motorist coverage pays when the at-fault driver’s limits run out. Under KRS 304.39-320, every insurer must make it available on request, so it is on your policy only if someone in your household bought it.

An impaired-driver case can add a source of payment. Under KRS 413.241, a bar or restaurant can share responsibility when it served a person who was already intoxicated, which makes it a Lexington dram shop case as well as a car accident case.

Case Stages After a Car Accident

A Lexington car accident case moves through these five stages, and your team handles each one.

Lexington Car Accident Case Review

Camera video of a Lexington car accident stays in the DOT and TRIMARC archives for six months, and Sam Aguiar Injury Lawyers can search those archives for yours. The firm puts a three-person team on your case and deals with every insurance company. Call today for a free case review.