Insurance Bad Faith

Insurance bad faith is when policyholders see their insurance claims denied or insurance settlement amount lowered without justification. Examples of insurers acting in bad faith include misinterpretation of contract terms and language and nondisclosure of policy provisions, exclusions, and terms to avoid paying claims. If an insurance company has denied your claim without good reason for doing so, Sam Aguiar Injury Lawyers will fight for your right to receive the insurance benefits you deserve.

Common insurance bad faith practices could include the following:

• Refusal to pay a claim in compliance under your policy
• Delaying claim processing
• Requiring excessive forms and reports
• Making partial claim payments or canceling coverage because of a claim
• Inadequate claim investigation
• Refusal to defend a lawsuit
• Threats against an insured
• Refusing to make a reasonable settlement offer
• Denying health insurance coverage after a medical diagnosis