Frankfort Personal Injury Lawyers
Frankfort Car Accident Lawyers
You Focus On Getting Better.We Handle Everything Else.
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State Vehicles And Frankfort Accident Cases
Frankfort is Kentucky’s capital, and state agencies and Kentucky State University put their vehicles on its streets every working day. When a state employee causes an accident while doing the job, the case does not go to a jury. The Kentucky Board of Claims hears negligence cases against state agencies and their employees, and it can award no more than $250,000 on a single claim.
Sam Aguiar Injury Lawyers takes the case off your hands, whether the other side is an insurance company or the Commonwealth. Every client is covered by our Bigger Share Guarantee® and pays $0 out-of-pocket forever. Start your free case review in the form above.
An adjuster may ask for a recorded statement before your doctors know how long your treatment will last. Insurance companies will try to minimize your pain. We don’t let that happen.
Why Frankfort Trusts Sam Aguiar Injury Lawyers
Hiring us puts a top-rated attorney, an experienced case manager, and a skilled legal assistant on your case, and their job includes finding every insurance policy that can pay.
When a state vehicle is involved, the Board of Claims cannot award more than $250,000 to one person, or more than $400,000 in total when a single negligent act injures several people, so every other source of payment in the case gets a close look.
Our flat contingency fee never goes up if the case is litigated, and published results show what completed cases have recovered.
Our Commitments To You
Bigger Share Guarantee®
You always walk away with more than us. If your share is ever less, we cut our fee.
$0 Out-Of-Pocket Forever
No upfront costs. No retainers. No fees unless we win your case.
Dedicated Team
Of Three
Top-rated attorney, case manager, and legal assistant on every case.
No Increase For Litigation
Our flat contingency fee never goes up, even if your case is litigated.
World-Class Service
Biweekly updates. 24/7 response to calls and texts. Never wonder where your case stands.
Award-Winning Representation
Forbes Best-In-State, Super Lawyers, NTL Top 100, Multi-Million Dollar Advocates.
Kentucky’s Personal Injury Lawyer
Sam Aguiar built the firm to be different. More personal client service. Faster results without compromise. Assurance that accident victims always get more.
Frankfort Personal Injury Cases We Handle
Car Accidents
PIP pays first. The at-fault driver’s policy and your own underinsured motorist coverage can pay what PIP does not.
Truck Accidents
Driver logs, electronic logging data, and maintenance records show how the truck was run before the accident.
Motorcycle Accidents
Scene photos, witness accounts, and the damage to the bike show what the other driver did.
Wrongful Death
Wrongful death cases cover the facts of the accident, the estate, and the losses the family can document.
Uber and Lyft Accidents
Which policy pays depends on the driver’s app status when the accident happened.
Pedestrian Accidents
Scene photographs, traffic records, and medical documentation show how a driver hit someone on foot.
Dog Bites
A dog bite case starts with who owned the dog, then the medical records and witness accounts.
Premises Liability
An injury on someone else’s property needs photos of the unsafe condition, the incident report, and property records.
Bicycle Accidents
Road position, right-of-way rules, and vehicle damage show who had the lane.
Delivery Accidents
Delivery cases look past the driver to company policies, vehicle data, and layered insurance coverage.
Insurance Bad Faith
A bad faith case looks at the policy, the claim file, and how the insurance company handled it.
ATV Accidents
ATV cases involve rider age rules, property conditions, and whose insurance covers the machine.
I was hit full speed from behind while completely stopped at a red light. Miles, Cynthia, and Jessica took care of me from the very beginning to the very end and made everything as easy as possible. I cannot express enough how strongly I recommend this team.
Bigger Share Guarantee®
In some injury cases, the lawyer walks away with more money than the client. With our Bigger Share Guarantee®, you never have to worry about that. If our fee would ever leave you with less than us, we cut our fee so you get the bigger share.
Use the calculator below to see how the guarantee works on a sample settlement.
How It Works
Your Injury
Case Settles
We recover compensation through settlement or verdict and determine the full amount coming into the case.
We Calculate
Your Net Recovery
Medical bills, liens, and case expenses are accounted for so the real bottom-line numbers are clear.
Our Fee Is Compared
With Your Net
We apply our contingency fee and compare it to what you would take home.
Bigger Share
Guarantee® Protects You
If our fee would leave you with less than us, we reduce it so you get the bigger share. Period.
Calculate the Difference
US
THEM
*Disclaimer: Calculations are for illustrative purposes. Example here assumes competitor with 40 percent pre-litigation fee, 45 percent litigation fee.
Board Of Claims Cases After A Frankfort Accident
Kentucky waives its immunity for negligence only through the Board of Claims, which has exclusive jurisdiction over negligence by state agencies and by employees acting within the scope of their employment. State universities count as state agencies for this purpose, so a Kentucky State University vehicle follows the same path.
A hearing officer takes the evidence, and the board itself issues the decision. The board can award up to $250,000 on a single claim, and when one negligent act produces several claims, the total is capped at $400,000 and divided among the people injured. A state employee driving a personal car off the clock is a different case, handled through that driver’s own auto insurance like any other.
- 1A settlement release can reach further than the adjuster describes it.
- 2Recorded statements are compared word for word with your medical records.
- 3A gap between appointments becomes an argument that you weren’t badly hurt.
- 4Broad medical authorizations open years of unrelated health history.
- 5Social media photos are used to question your injuries.
- 6Ongoing pain gets labeled a minor soft-tissue injury and paid that way.
Insurance Company Tactics After A Car Accident
An adjuster’s job is to limit what the insurer pays. Your recorded statement is compared word for word with your medical records, and any gap in your care becomes an argument that you were not badly hurt.
Broad medical authorizations hand the insurer years of unrelated health history. Social media posts get screened for anything that calls your injuries into question. Ongoing pain gets labeled a minor soft-tissue injury and paid accordingly.
When you hire the firm, the adjuster talks to your case team instead of you.
Compensation You Can Recover After a Frankfort Car Accident
Economic damages repay money the accident cost you; non-economic damages cover pain and the parts of life it took away. PIP pays only economic loss under KRS 304.39-020, so pain and suffering is part of the case against the driver who caused the accident.
Settlement Releases And Underinsured Motorist Coverage
The terms of a settlement release decide who it lets off the hook. Under KRS 411.182(4), releasing one person who is liable does not discharge anyone else liable for the same accident unless the release says so.
When the at-fault driver’s coverage will not pay all of your losses, KRS 304.39-320(3) requires notice of the proposed settlement, sent by certified or registered mail, to every underinsured motorist insurer that covers you. The insurer has 30 days to consent, or to pay the offered amount and keep its right to pursue the at-fault driver. Signing first can cost you those benefits.
Protecting Your Car Accident Case
Do
Don’t
Medical Bills And PIP After A Car Accident
Personal injury protection on the car you were riding in pays your medical bills first, up to $10,000 per person under KRS 304.39-020. If you were walking, KRS 304.39-050 puts that payment on the insurance of the vehicle that struck you.
The PIP insurer has 30 days after it receives reasonable proof of the loss. A late payment is overdue under KRS 304.39-210 and carries interest at 12 percent a year, or 18 percent when the delay had no reasonable foundation.
Get Your Free Frankfort Personal Injury Case Review Today
Hurt in a Frankfort car accident? Tell us what happened, where it happened, and what treatment you’ve had. The case review is free. No fee increases for trial. You pay $0 out-of-pocket forever. And with our Bigger Share Guarantee®, you always get more. Call (502) 888-8888 for your free case review.
Frequently Asked Questions
1Can health insurance pay car accident bills in Kentucky?
Yes. Health insurance, Medicaid, or Medicare can pay accident bills first, and under KRS 304.39-241 the injured person may direct PIP in writing to reimburse those plans for related bills they already paid. The same statute lets the insured choose how PIP is split among the different kinds of loss.
2How much does PIP pay for lost wages in Kentucky?
PIP pays lost wages up to a weekly limit set by KRS 304.39-130, and that limit depends on when the policy was issued or renewed. Those wages count toward the $10,000 per-person limit in KRS 304.39-020.
3What happens when the at-fault driver in a Frankfort accident has no insurance?
A driver with no insurance does not leave an injured person with no options. Under KRS 304.20-020, Kentucky auto policies include uninsured motorist coverage unless a named insured rejected it in writing. When the at-fault driver has insurance but too little, underinsured motorist coverage, which insurers must offer on request under KRS 304.39-320, can pay the difference up to its limits.
4Does a settlement release end every part of a car accident case?
Not always. Under KRS 411.182(4), a release discharges the people it names and no one else liable for the same accident unless its terms say so. Before signing a release that will not cover all of the losses, KRS 304.39-320(3) requires notice by certified or registered mail to every underinsured motorist insurer, or those benefits can be lost.
5Will a Frankfort car accident case end up in court?
Not always. A Frankfort case can settle with the insurance company before a lawsuit is filed, or it can go to court. When a case does go to court, the firm’s flat contingency fee never increases.
6How much does it cost to hire Sam Aguiar Injury Lawyers?
Clients pay no upfront costs or retainers, and no fees unless the firm wins. Under the Bigger Share Guarantee®, the client always takes home more than the firm, and the firm cuts its fee if the client’s share would be smaller.
7What happens if a state employee causes a car accident in Frankfort?
The case goes to the Kentucky Board of Claims, which has exclusive jurisdiction over negligence by state agencies and employees acting within the scope of their employment. The board can award up to $250,000 on a single claim, and a hearing officer takes the evidence instead of a jury.