Jeffersonville Car Accident Lawyer
Injured In A Jeffersonville Car Accident?
You Focus On Getting Better.We Handle Everything Else.
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Don’t Face Insurance Companies Alone After a Jeffersonville Car Accident
A car accident in Jeffersonville can take your car off the road and cut into your paycheck at the same time. Doctor visits, therapy, and missed shifts add up while you are still in pain, and the bills keep coming.
You don’t have to handle it alone. Sam Aguiar Injury Lawyers deals with every insurance company in the case so you can focus on getting better. With our Bigger Share Guarantee®, you always get more, and you pay $0 out-of-pocket forever. Start your free case review in the form above.
After an accident, the insurance company doesn’t waste time. An adjuster may ask for a recorded statement before you know which policy pays your medical bills. Let our team take those calls, gather your records, and find every policy that can pay.
A Dedicated Three-Person Team for Your Jeffersonville Personal Injury Case
Every client gets a top-rated attorney, an experienced case manager, and a skilled legal assistant. The case manager gathers your medical records and wage information, and the attorney deals with each insurance company that owes on the case.
A Jeffersonville case can end up in an Indiana court. Senior Attorney Terry Goodspeed is admitted in Indiana, so the firm can take your case there. Sam Aguiar and attorney Sara Collins are admitted in the Southern District of Indiana, the federal court whose New Albany Division hears cases from Clark County.
Our flat contingency fee never increases if your case goes to trial. Accidents are life-changing, and who you hire is one of the most important decisions you can make.
Our Commitments To You
Bigger Share Guarantee®
You always walk away with more than us. If your share is ever less, we cut our fee.
$0 Out-Of-Pocket Forever
No upfront costs. No retainers. No fees unless we win your case.
Dedicated Team
Of Three
Top-rated attorney, case manager, and legal assistant on every case.
No Increase For Litigation
Our flat contingency fee never goes up, even if your case is litigated.
World-Class Service
Biweekly updates. 24/7 response to calls and texts. Never wonder where your case stands.
Award-Winning Representation
Forbes Best-In-State, Super Lawyers, NTL Top 100, Multi-Million Dollar Advocates.
Jeffersonville Personal Injury Cases We Handle
Car Accidents
Medical records, vehicle damage, and every policy that covers the accident.
Truck Accidents
Driver logs, vehicle data, and maintenance records show how the carrier ran the truck.
Motorcycle Accidents
Witness accounts and the damage to the bike show how the other driver caused the accident.
Wrongful Death
The facts of the accident, the estate, and the losses the family can document make up the case.
Uber and Lyft Accidents
The driver’s app status at the moment of the accident decides which rideshare policy applies.
Pedestrian Accidents
Scene photographs and traffic records show how a driver struck someone on foot.
Dog Bites
A dog bite case starts with who owned the dog, then the medical records and witness accounts.
Premises Liability
Photos of the unsafe condition and the incident report show the hazard and when it was reported.
Bicycle Accidents
Lane position, right-of-way rules, and vehicle damage show who had the road.
Delivery Accidents
Company policies, vehicle data, and layered insurance coverage sit behind the delivery driver.
Insurance Bad Faith
The policy, the claim file, and the adjuster’s conduct show how the insurance company handled the case.
ATV Accidents
Rider age rules, property conditions, and the machine’s insurance coverage decide who pays.
Adjuster Tactics That Lower Jeffersonville Car Accident Settlements
Indiana law names unfair claim settlement practices in IC 27-4-1-4.5. An insurance company may not misrepresent pertinent facts or policy provisions, refuse to pay without a reasonable investigation based on all available information, or skip a good-faith attempt at prompt settlement once liability is reasonably clear.
Adjusters still look for room inside those limits. An early offer can come before the full cost of your treatment is known. An injury settlement release is permanent. Once signed, the case is closed forever.
Medical records are the other target. Treatment spread across several providers has to reach the insurance company as one complete file. Under IC 16-39-1-1, an Indiana provider must send a patient’s health records within 30 days after a written request. Insurance companies will try to lowball your case. We don’t let that happen.
- 1An early offer arrives before your doctors know how long treatment will last.
- 2A recorded statement is checked line by line against your medical records.
- 3Records left at one provider leave a gap the adjuster points to.
- 4A broad medical authorization opens years of unrelated health history.
- 5Photos and posts on social media are used to question your injuries.
- 6Ongoing pain is labeled a minor soft-tissue injury and paid that way.
Bigger Share Guarantee®
How It Works
Your Injury
Case Settles
We recover compensation through settlement or verdict and determine the full amount coming into the case.
We Calculate
Your Net Recovery
Medical bills, liens, and case expenses are accounted for so the real bottom-line numbers are clear.
Our Fee Is Compared
With Your Net
We apply our contingency fee and compare it to what you would take home.
Bigger Share
Guarantee® Protects You
If our fee would leave you with less than us, we reduce it so you get the bigger share. Period.
Calculate the Difference
US
THEM
*Disclaimer: Calculations are for illustrative purposes. Example here assumes competitor with 40 percent pre-litigation fee, 45 percent litigation fee.
Giving Back Through Sam Cares
Through Sam Cares, Sam Aguiar Injury Lawyers has given more than $6,000,000 to charities, civic organizations, and families in need since the firm opened in 2010.
Our team does the work in person. After the February 2025 floods, we delivered more than 7,000 pounds of supplies to Pikeville.
In December 2024, employees bought, wrapped, and delivered Christmas gifts for 60 children connected to Chrysalis House. In May 2026, they packed more than 700 meals at the Dare to Care Community Kitchen.
Indiana Auto Insurance After a Jeffersonville Car Accident
The driver who caused the accident and that driver’s insurance company owe for your injuries. Indiana requires drivers to carry at least $25,000 for one person’s injuries, $50,000 for two or more people, and $25,000 for property damage. A serious injury can cost more than that.
When those limits run out, underinsured motorist coverage on your own policy can pay the difference up to its limits. An Indiana auto policy includes uninsured and underinsured motorist coverage unless a named insured rejected it in writing, and underinsured motorist coverage cannot be sold for less than $50,000.
We find every policy that can pay, from the at-fault driver’s coverage to your own, and we deal with each insurance company while you heal.
Compensation You’re Owed After a Jeffersonville Car Accident
Economic damages repay the money the accident cost you. Non-economic damages cover the pain and the parts of daily life it took away. Both are part of the case against the driver who caused the accident and that driver’s insurance company.
Protecting Your Accident Case
Do
Don’t
Who Pays Medical Bills After a Jeffersonville Car Accident?
The at-fault driver’s liability insurance owes for your injuries, but it pays through a settlement or verdict, not bill by bill. Your doctors and the hospital send their bills long before that.
Until then, the bills go to the coverage you carry. Medical payments coverage pays medical bills for you and usually your passengers, up to the policy’s limits, when your policy includes it. Health insurance can pay as well.
Whatever those policies pay, the at-fault driver’s insurance company still owes for the injuries its driver caused.
Get Your Free Case Review Today
Tell us where the accident happened, which insurance policies are involved, and what treatment you have had so far. It usually takes less than ten minutes for us to qualify your case. We deal with the adjusters while you heal, with no upfront costs and no retainer. Call (502) 888-8888 for a free case review.
Frequently Asked Questions
1How much car insurance do Indiana drivers have to carry?
IC 9-25-4-5 sets the minimum liability coverage at $25,000 for one person’s injuries, $50,000 for two or more people, and $25,000 for property damage. A serious injury can cost more than those limits.
2What if the at-fault driver in a Jeffersonville accident has no insurance?
Uninsured motorist coverage on the injured person’s own policy can pay. Under IC 27-7-5-2, Indiana auto policies include uninsured and underinsured motorist coverage unless a named insured rejects it in writing, and underinsured motorist coverage cannot be sold for less than $50,000.
3Who pays my medical bills after a Jeffersonville car accident?
Until the case resolves, medical payments coverage on your own policy can pay medical bills up to its limits when your policy includes it, and health insurance can pay as well. The at-fault driver’s insurance company still owes for the injuries its driver caused.
4Can Sam Aguiar Injury Lawyers handle a car accident case in Indiana?
Yes. Senior Attorney Terry Goodspeed is admitted in Indiana. Sam Aguiar and Sara Collins are admitted in the Southern District of Indiana, whose New Albany Division hears cases from Clark County.
5How long does an Indiana provider have to send medical records after a car accident?
Under IC 16-39-1-1, a provider must supply a patient’s health records within 30 days after a written request. The provider may extend that once, by up to 30 more days, with written notice that gives the reason.