Shelbyville Personal Injury Lawyers
Injured In A Shelbyville Car Accident?
You Focus On Getting Better.We Handle Everything Else.
★★★★★Over 1,000 Five-Star Reviews
Shelbyville’s Top-Rated Car Accident Attorneys
A car accident in Shelbyville can turn an ordinary week upside down. Doctor visits have to fit around work, the car is in the shop or gone for good, hospital bills start arriving, and insurance companies are calling, all while you are still in pain.
You don’t have to sort this out alone. When you hire Sam Aguiar Injury Lawyers, our attorneys deal with every insurance company on the case so you can focus on getting better. With our Bigger Share Guarantee®, you always get more, and you pay $0 out-of-pocket forever. Start your free case review with the form at the top of this page.
After an accident, insurance companies are about protecting their bottom line. An adjuster may ask you for a recorded statement or offer a quick check before anyone knows how long your treatment will last.
Kentucky’s Personal Injury Lawyer
Sam Aguiar built the firm to be different. More personal client service. Faster results without compromise. Assurance that accident victims always get more.
A Dedicated Three-Person Team for Your Shelbyville Personal Injury Case
Your case gets its own team of three: a top-rated attorney, an experienced case manager, and a skilled legal assistant. Accidents are life-changing, and who you hire is one of the most important decisions you can make.
Much of that team’s work is finding every policy that can pay. A Kentucky driver only has to carry $25,000 of liability coverage for one person’s injuries and $50,000 for everyone hurt in the same accident. When the bills pass those limits, the rest has to come from another policy.
That policy can be your own. Under KRS 304.20-020, uninsured motorist coverage comes with a Kentucky auto policy unless a named insured rejected it in writing. Underinsured motorist coverage pays when the other driver’s limits are too low, and KRS 304.39-320 requires insurers to offer it on request.
Our Commitments To You
Bigger Share Guarantee®
You always walk away with more than us. If your share is ever less, we cut our fee.
$0 Out-Of-Pocket Forever
No upfront costs. No retainers. No fees unless we win your case.
Dedicated Team
Of Three
Top-rated attorney, case manager, and legal assistant on every case.
No Increase For Litigation
Our flat contingency fee never goes up, even if your case is litigated.
World-Class Service
Biweekly updates. 24/7 response to calls and texts. Never wonder where your case stands.
Award-Winning Representation
Forbes Best-In-State, Super Lawyers, NTL Top 100, Multi-Million Dollar Advocates.
Spanish-Speaking Clients With a Shelbyville Personal Injury Case
In Shelbyville, 19.3 percent of residents are Hispanic or Latino, and 17.3 percent of residents age 5 and older speak a language other than English at home.
Hablamos español. Spanish-speaking callers reach a team that answers in Spanish. Once you hire us, your case team deals with the insurance companies for you, as it does for every client.
Before you give an adjuster a recorded statement or sign anything an insurance company sends you, start your free case review in Spanish.
Bigger Share Guarantee®
How It Works
Your Injury
Case Settles
We recover compensation through settlement or verdict and determine the full amount coming into the case.
We Calculate
Your Net Recovery
Medical bills, liens, and case expenses are accounted for so the real bottom-line numbers are clear.
Our Fee Is Compared
With Your Net
We apply our contingency fee and compare it to what you would take home.
Bigger Share
Guarantee® Protects You
If our fee would leave you with less than us, we reduce it so you get the bigger share. Period.
Calculate the Difference
US
THEM
*Disclaimer: Calculations are for illustrative purposes. Example here assumes competitor with 40 percent pre-litigation fee, 45 percent litigation fee.
Shelbyville Personal Injury Cases We Handle
Car Accidents
Medical bills, lost pay, and a damaged vehicle can each come from a different insurance policy.
Truck Accidents
A truck case reaches past the driver to the carrier’s logs, maintenance files, and safety record.
Motorcycle Accidents
Motorcycle cases rely on scene photos, witness accounts, and the damage to the bike.
Wrongful Death
Wrongful death cases cover how the accident happened and what the family lost.
Uber and Lyft Accidents
Which rideshare policy pays depends on whether the driver had the app open and a rider aboard.
Pedestrian Accidents
A pedestrian’s PIP comes from the insurance on the vehicle that struck them.
Dog Bites
A dog bite case starts with who owned or kept the dog.
Premises Liability
Premises cases need photos of the hazard, the incident report, and who controlled the property.
Bicycle Accidents
A cyclist’s case uses the road layout, witness accounts, and the driver’s own statements.
Delivery Accidents
Delivery accidents can involve the driver, the company behind the route, and more than one policy.
Insurance Bad Faith
Bad faith cases examine how an insurance company handled a policy it issued.
ATV Accidents
ATV cases look at where the machine was ridden and whose insurance covers it.
Giving Back Through Sam Cares
Sam Cares is our community program. Since the firm opened in 2010, Sam Aguiar Injury Lawyers has given more than $6,000,000 to Kentucky communities through relief drives, food and holiday programs, school sponsorships, and law school tuition.
More than 1,500 turkeys and meal baskets went out with local partners in 2024, and that year the firm supported more than 25 school sports teams and academic organizations across Kentucky.
Schools, nonprofits, and community groups in Shelby County can send event, supply, volunteer, or sponsorship requests through our contact page, with “Sam Cares” in the message.
Shelbyville Car Accidents With Deer
Shelby County had 38 reported deer collisions in 2024. The U.S. 60 and Interstate 64 corridor through Jefferson, Shelby, and Franklin counties was the subject of a state pilot study because white-tailed deer are involved in a high number of collisions there.
The risk peaks in the fall. The rut begins at the end of October and runs through December, and nearly half of wildlife collisions happen in the last three months of the year.
When a deer is the only thing you hit, the questions are about your own policy: damage to a vehicle from hitting an animal is covered under an auto policy’s optional comprehensive coverage, and PIP pays medical bills. It becomes an injury case when another driver’s conduct is part of what happened, such as a driver who follows too closely and hits you after you brake for a deer.
Adjuster Tactics That Lower Shelbyville Car Accident Settlements
Kentucky law limits how an insurance company handles your case. Under KRS 304.12-230, it may not misrepresent the facts or the policy terms, and once liability is reasonably clear it has to make a good-faith attempt to settle promptly. Adjusters still look for ways to pay less inside those limits.
They aim at your medical record, your treatment timeline, and what you post online. An injury settlement release is permanent. Once signed, the case is closed forever, even if you need more treatment later.
- 1A check offered while you are still in treatment, with a release attached.
- 2A recorded statement requested before you have seen a specialist.
- 3A medical authorization broad enough to reach records from years before the accident.
- 4A missed appointment or a gap in care described as a sign you healed.
- 5Photos and check-ins from your social media accounts used to question your pain.
- 6An offer that pays for the emergency room visit and nothing after it.
What Damages Can I Recover After a Shelbyville Car Accident?
You can recover two kinds of damages: economic damages for the money the accident cost you, and non-economic damages for pain and the parts of daily life it took. PIP pays only economic loss, so pain and suffering is recovered from the driver who caused the accident and that driver’s insurance.
Paying Medical Bills Before Your Shelbyville Car Accident Case Settles
Your no-fault coverage, personal injury protection (“PIP”), pays first, and it comes from the insurance on the vehicle you were riding in, or on the vehicle that hit you if you were on foot. The limit is $10,000 per person for one accident, and it covers medical bills, lost wages, and replacement services.
Health insurance can still pay accident bills. You can direct PIP in writing to reimburse your health plan, Medicaid, or Medicare for related medical bills they already paid, and you can tell the insurer in writing how to split PIP among your losses.
For lost wages, PIP pays up to $500 a week on policies issued or renewed on or after July 15, 2026, inside the same $10,000.
Protecting Your Accident Case
Do
Don’t
Get Your Free Case Review Today
If an accident in Shelbyville or anywhere in Shelby County has you missing work and fielding calls from adjusters, tell us what happened and what the insurance company has said so far. Most cases qualify in under 10 minutes, and from there we deal with the insurance companies while you recover. Get more. Get it faster. Get it with Sam Aguiar. Call (502) 888-8888 for a free case review.
Frequently Asked Questions
1Does car insurance cover hitting a deer in Kentucky?
Yes, when the policy includes comprehensive coverage. Damage to a vehicle from hitting an animal falls under an auto policy’s optional comprehensive coverage, and collision or liability coverage alone does not pay for it. Injuries are a PIP question: personal injury protection pays medical bills and lost wages up to $10,000 per person.
2Who pays if a farm tractor causes a car accident in Shelby County?
PIP for the injured driver still comes from the insurance on the vehicle they were riding in under KRS 304.39-050. Kentucky’s no-fault law does not count farm tractors as motor vehicles, so the case against the tractor’s operator depends on what coverage the farm carries. Shelby County had 1,350 farms in 2022.
3Can a Spanish speaker hire Sam Aguiar Injury Lawyers in Shelbyville?
Yes. Sam Aguiar Injury Lawyers answers Spanish-speaking callers, and the free case review is available in Spanish. Hablamos español.
4How long does a Kentucky insurer have to pay PIP benefits?
PIP benefits are overdue if they are not paid within 30 days after the insurer receives reasonable proof of the fact and amount of the loss, under KRS 304.39-210. Overdue payments carry interest at 12 percent a year, or 18 percent when the delay had no reasonable foundation.
5Does the fee go up if a Shelbyville car accident case goes to court?
No. Sam Aguiar Injury Lawyers charges a flat contingency fee that never increases if the case is litigated. Under the Bigger Share Guarantee®, the client always walks away with more than the firm, and the firm cuts its fee if the client’s share would be smaller.