Sam’s Insights
Can Insurance Raise Your Rates When You Were Not At Fault?
Understanding their rights regarding auto insurance can save Kentucky drivers significant money and frustration, especially after an accident that wasn’t their fault. Kentucky’s little-known but powerful consumer protection law specifically addresses when insurance companies cannot raise premiums following an accident. Kentucky’s Legal Protection for Not-At-Fault Drivers Kentucky Revised Statute (KRS) 304.20-045 provides critical protection…